What happened
Cyber insurers recommend security tech based on claims data to help organizations reduce losses and improve resilience against common attack vectors such as ransomware and phishing. An analysis of cyber-insurance claims highlighted key technologies that correlated with lower damage and faster recovery, guiding what defenses insurers believe matter most for 2026.
Who is affected
Enterprises of all sizes with cyber insurance or those considering coverage should take note, as the insights come from real loss data showing which defenses most effectively reduce claim severity. Organizations lacking these recommended technologies may face higher premiums or greater exposure to costly breaches and interruptions.
Why CISOs should care
Claims-driven recommendations provide empirical evidence of which controls deliver measurable risk reduction under real attack conditions, not just theoretical value. CISOs can use this data to prioritize security investments that demonstrably reduce financial risk, align with insurer expectations, and potentially improve coverage terms.
3 practical actions
- Implement role-based access control: Enforce fine-grained permissions to limit lateral movement and reduce damage when breaches occur.
- Deploy meaningful MFA: Adopt FIDO-based or strong multifactor authentication to counter credential theft and phishing exploits.
- Invest in MDR and immutable backups: Use managed detection and response for rapid threat containment and immutable backups for recovery after incidents.